Getting Started

Before starting the process, please ensure you meet the essential eligibility criteria to qualify for an online payday loan with us. Some are mentioned below:

  • Your age should be 18 years old or above.
  • You must hold citizenship or be a permanent resident of the Canada.
  • Must earn a regular income from employment or benefits.
  • Having a valid Canada bank account in your name.
  • Contact details like mobile phone number, email, or address are required.

If you meet the above essential eligibility criteria, congrats!! You can proceed to the next step.

Choose your loan

The next thing you need to do is decide how much you need to borrow and when to pay it back. We recommend our customers borrow as per their affordability level. Usually, you can borrow from $100-$5,000 with a payback time of 3-6 months.

Apply online

Once you decide, you'll need to complete a simple online application form with your personal, banking, and employment details. Ensure every submitted information is 100% up-to-date and correct to get instant loan approval. We are here to provide total faxless and paperless payday loans to our customers, and that's why our loans are processed online. So, save your time and effort.

Get Instant decision

When our lenders receive your loan application, they review it and provide an instant decision within 1 minute. So, we'll ensure you don't wait long if you approve of a loan. Our faxless payday loans are open for all, even if you have a bad credit history. If you can afford your loans quickly, you can get approval from us.

Funds Under 5 Min*

Once approved, your lender sends your loan contract via email. Read it and if you find everything OK, accept it by e-Sing your loan agreement and email it back to your lender. After that, the lender immediately and electronically transfers the money into your bank account within 5 minutes* via e-transfer. There is no more waiting, no mediators involvement, and only simple, quick, and secure payment.

Repayments

We make everything simple, fast, and convenient. So, let us collect the monthly repayment of your loan automatically from your bank account or debit card on every agreed date. A pre-authorized debit (PAD) is a hassle-free way of loan repayment and helps you save from late payment penalties.

Apply Now