Definitions

Anonymized Data means anonymous Information collected by us through your use of this Website or our Services for statistical and demographic purposes. Anonymized Data may be derived from Personal Information.

Data Processor means each of the following: Mixpanel.

DPO means Data Protection Officer and is the person we appointed to deal with your inquiries concerning this privacy policy and your Personal Information.

Personal Information means any identifying information about you. This includes, but is not limited to, the following: email address; name; username/passwords; debit and credit card number; and cookies and usage data.

Services mean all services provided to you, including (but not limited to) this Website and the following: Delivery of products and services, Marketing and communications, and User management.

Website means eFaxlessPaydayLoans.ca and its subdomains.

Personal Information Collection

We only collect and use Personal Information to the extent necessary to provide you with the Services. We collect Personal Information for the Website to provide you with a better online experience.

We also provide the following services:

Delivery of product and service: To deliver the Services, fulfill and manage customer orders and provide customer support.

Marketing and communications: Send marketing and promotional materials and other Information that may interest you—user management To allow users to create and manage their accounts so they can use the Services.

Personal Information Retention: We keep Personal Information for the shortest time necessary to provide you with Services and to meet all our legal and compliance obligations. To determine this retention period, we take into account (i) the nature of the Personal Information gathered; and (ii) the nature of our legal and compliance obligations. All Personal Information no longer required by us is destroyed and erased.

Anonymized Data

We may use, collect and share Anonymized Data at our discretion. Anonymized Data cannot be used to reveal your identity (either directly or indirectly). We may retain all Anonymized Data indefinitely.

Anonymized Data includes:

Device data includes information about the device used to interact with our Services.

Location data includes geolocation data (based on your IP address).

Log and usage data: This includes usage and performance information concerning our Services.

Personal Data from Third Parties

From time to time, we may obtain Personal Information from third parties to better tailor our Services to you (Third Party Personal Information). When we obtain Third Party Personal Information, we will notify you within one month.

We notify you immediately if we use or share Third Party Personal Information.

Your Rights

With respect to Personal Information we hold, you have the following rights:

Access: You may request access to the data we hold on you.

Rectification: If the data we hold on you is inaccurate, you may request that we correct it. If the data we hold needs to be completed, you may request that we complete it.

Erasure: Subject to certain conditions, you may request that we erase all the data we hold on you.

Restrictions: Subject to certain conditions, you may request that we restrict the processing of data we hold on you.

Portability: Subject to certain conditions, you may request that we transfer all the data we hold on you to a third party (including yourself).

Objections: Subject to certain conditions, you may object to us processing the data we hold on you.

Data Processors

We engage Data Processors to assist us in providing you with Services. Data Processors are contractually obligated to us, and must:

  • comply with, and act only on, our instructions with respect to the data that they process on our behalf (we, of course, give our instructions in accordance with this privacy policy);
  • notify us if they believe we are acting in breach of the GDPR (where applicable);
  • first obtain our consent prior to sub-contracting data processing services;
  • comply with their obligations under the GDPR (where applicable).

Your Account

If you choose to create an online account with us, you have the right to:

  • Update or delete your account at any time; and
  • Opt-out of receiving emails and other communications from us.

Social Media

You can engage with our Services through various social media sites, such as Facebook, Instagram, and Twitter. When you interact with our Services through these social media platforms, you may allow us to receive Personal Information and other Anonymized Data on how you are interacting with our Services. This will depend on your privacy settings on each social media site and platform.

The data we provided by you through your interaction with our Services on social media sites and platforms will be used by us subject to the terms of this privacy policy. Depending on your social media site's privacy settings, your Personal Information may become public to a community of users if you engage with our Services through these platforms.

For further information on how you can customize your privacy settings on social media sites and how those sites handle your privacy, please refer to the privacy policy of each particular social media site.

Minors

We do not knowingly collect information on children under 16 ("Child"). Please get in touch with us if you become aware that a Child has provided us with Personal Information. If we become aware that we have collected Personal Information from a Child without their parent's verifiable authorization to access our Services, we will remove that information from our servers.

Third-Party Links

Our website contains links to third-party websites not owned or managed by eFaxlessPaydayLoans. If you click a link to a third-party website, that website's privacy policy will apply. This privacy policy applies to this website only. We recommend that you read other websites' privacy policies as they may differ from ours.

Updates

We are constantly reviewing our privacy policy and procedures to ensure that they meet best practices. This policy was last updated on January 15, 2023.

Contact us

If you have any questions or suggestions about our privacy policy or want to know more information about Personal Information we hold, please contact us at info@efaxlesspaydayloans.ca or write to us at 6-362 Kingston Rd W, Ajax, ON, L1T 3A4, Ontario, Canada.

Complaints

If you believe that we have breached our obligations to you under this privacy policy or relevant privacy laws, please contact us at complaints@efaxlesspaydayloans.ca or write to us at 6-362 Kingston Rd W, Ajax, ON, L1T 3A4, Ontario, Canada.

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